FAQ
Answers the common tokenized-deposit questions without collapsing deposits into stablecoins or securities.
Frequently asked questions
Are tokenized deposits the same as stablecoins?
No. A tokenized deposit is a bank-liability instrument under an issuing-institution programme. A reserve-backed stablecoin follows a separate issuer, reserve, and redemption structure.
Does cross-bank movement make StableNexus the network operator?
No. Cross-bank routes can use partner-mounted coordination or settlement adapters, but StableNexus remains the workflow, policy, evidence, and publication layer around those partner roles.
Can a tokenized deposit act as the cash leg for a tokenized asset programme?
Yes, if the appointed partner banks and programme rules support that route. The deposit programme supplies the cash leg, while the asset programme keeps its own governing terms, recordkeeping, and servicing logic.
Why are recredit and return handling described in the public docs?
Because institutional readers need to understand what happens when a movement does not close as instructed. Recredit, return, redemption, and reconciliation are part of the live product semantics.